The 60 Best Quotes About (Saving) Money

Sometimes a pithy quote can help bring a smart thought into focus. Sometimes a quotation serves to remind us what we already know.


Here are some of our favorite quotes about money, saving money, the virtues of being frugal and making smart money choices!

  1. The bitterness of poor quality remains long after the sweetness of low price is forgotten. – Benjamin Franklin (tweet this)
  2. It is great wealth to a soul to live frugally with a contented mind.- Lucretius (tweet this)
  3. Being frugal does not mean being cheap! It means being economical and avoiding waste.- Catherine Pulsifer (tweet this)
  4. Shopping secondhand is like a treasure hunt. It takes time to learn how to bargain shop, but you can become a money-saving thrift store shopper by planning ahead and being prepared.- Sara Noel
  5. Frugality is founded on the principle that all riches have limits.- Edmund Burke (tweet this)
  6. Frugality includes all the other virtues. –Cicero (tweet this)
  7. Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery. –Charles Dickens
  8. Opportunity is missed by most people because it is dressed in overalls and looks like work. –Thomas Edison (tweet this)
  9. Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. –Johann Wolfgang von Goethe
  10. Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. –Ayn Rand (tweet this)quote_savingeducation_655x371
  11. Empty pockets never held anyone back. Only empty heads and empty hearts can do that. –Norman Vincent Peale (tweet this)
  12. We are not to judge thrift solely by the test of saving or spending.  If one spends what he should prudently save, that certainly is to be deplored.  But if one saves what he should prudently spend, that is not necessarily to be commended.  A wise balance between the two is the desired end.  –Owen D. Young 
  13. It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy. –George Lorimer
  14. Money is a terrible master but an excellent servant. –P.T. Barnum (tweet this)
  15. You must gain control over your money or the lack of it will forever control you. –Dave Ramsey (tweet this)
  16. The stock market is filled with individuals who know the price of everything, but the value of nothing. –Phillip Fisher
  17. Wealth is not his that has it, but his that enjoys it. –Benjamin Franklin (tweet this)
  18. The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. –Thomas T. Munger
  19. Don’t tell me what you value, show me your budget, and I’ll tell you what you value. –attributed to Joe Biden (but actually Biden quoting his father, who was probably paraphrasing James Frick) (tweet this)
  20. Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are. –James W. Frick quote_frugality_-Agesilaus_655x371
  21. Wealth after all is a relative thing since he that has little and wants less is richer than he that has much and wants more. –Charles Caleb Colton
  22. Not everything that can be counted counts, and not everything that counts can be counted. –most often attributed to Albert Einstein (tweet this)
  23. I’d like to live as a poor man with lots of money. –Pablo Picasso (tweet this)
  24. If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. –Edmund Burke (tweet this)
  25. Deprive yourself on nothing necessary for your comfort, but live in an honorable simplicity and frugality. –John McDonough 
  26. If you would be wealthy, think of saving as well as getting. –Benjamin Franklin (tweet this)
  27. It is thrifty to prepare today for the wants of tomorrow. –Aesop (tweet this)
  28. A bargain is something you can’t use at a price you can’t resist. –Franklin Jones (tweet this)
  29. Thrift is the best means of thriving. –Charles J. Hare (tweet this)
  30. Enough is better than too much. –Dutch Proverb (tweet this)                                                                                                                                                                                 quote_artofmakingmoney_655x371_v2
  31. Money should be mastered, not served. –Publilius Syrus (tweet this)
  32. It’s good to have money and the things money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy. –George Horace Lorimer
  33. Once you really accept that spending money doesn’t equal happiness, you have half the battle won. –Ernest Callenbach
  34. The cost of a thing is the amount of what I call life which is required to be exchanged for it, immediately or in the long run. –Henry David Thoreau
  35. Money amassed either serves us or rules us. -Horace (tweet this)
  36. Money is valueless, except as it will satisfy wants. –Edwin T. Freedley (tweet this)
  37. A man who both spends and saves money is the happiest man, because he has both enjoyments. –Samuel Johnson (tweet this)
  38. Smart women figure out what, exactly, makes them happiest. They spend generously on those things but cut out the rest. –Laura Vanderkam
  39. Save money on the big, boring stuff so that you have something left over for life’s little pleasures. –Elisabeth Leamy 
  40. A bargain ain’t a bargain unless it’s something you need. –Sidney Carroll (tweet this)                                                                                                                social_quote_overalls_edison_655x371_v3
  41. The best way to save money is not to lose it. –Les Williams (tweet this)
  42. I have learnt to seek my happiness in limiting my desires, rather than attempting to satisfy them. –John Stuart Mill
  43. The art is not in making money, but in keeping it. –Proverb (tweet this)
  44. The art of living easily as to money is to pitch your scale of living one degree below your means. –Sir Henry Taylor
  45. Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises. –Aristotle
  46. Know what you own, and know why you own it. –Peter Lynch (tweet this)
  47. A treasure is to be valued for its own sake and not for what it will buy. –Graham Greene
  48. Rich people stay rich by living like they’re broke. Broke people stay broke by living like they’re rich. –Unknown
  49. A penny saved is a penny earned. –Benjamin Franklin (tweet this)
  50. Frugality is one of the most beautiful and joyful words in the English language, and yet one that we are culturally cut off from understanding and enjoying. The consumption society has made us feel that happiness lies in having things, and has failed to teach us the happiness of not having things. –Elise Boulding                                                                           quote_value_biden_655x371
  51. There is no dignity quite so impressive, and no independence quite so important, as living within your means. –Calvin Coolidge
  52. Waste neither time nor money, but make the best use of both. –Benjamin Franklin (tweet this)
  53. He who will not economize will have to agonize. –Confucius (tweet this)
  54. These days, you’ve gotta milk a dollar out of every dime.  –Gayle Forman (tweet this)
  55. By sowing frugality we reap liberty, a golden harvest.  Agesilaus (tweet this)
  56. I believe that thrift is essential to well-ordered living.  John D. Rockefeller (tweet this)
  57. Frugality may be termed the daughter of Prudence, the sister of Temperance, and the parent of Liberty.  –Samuel Johnson
  58. Never buy what you do not need because it is cheap; it will be dear to you. –Thomas Jefferson (tweet this)
  59. Being a smart shopper is the first step to getting rich. –Mark Cuban (tweet this)
  60. Money is better than poverty, if only for financial reasons. –Woody Allen (tweet this)

At BLINQ, we’re all about helping our friends find the best deals possible, because being smart with your money helps your dollar go further (for whatever your goals may be). So don’t be a fool, who is soon parted from his money; be a savvy BLINQ shopper instead.

Which of these frugality quotes about money resonated with you? Feel free to share on social media or add your own in the comments below!

Author: Melanie

Melanie joined the BLINQ team in early 2014, inspired by the brand’s passion for helping consumers find great deals. Issues she feels strongly about include literacy, budgeting, and the difference between hyphens, en-dashes and em-dashes. P.s. Melanie doesn’t trust people who don’t appreciate that there’s a difference between nerds, geeks and dorks.

5 thoughts on “The 60 Best Quotes About (Saving) Money

  1. AvatarAmber Ludwig

    Some of these are so great!! Even tho I hate that everything in this world revolves around money I sure am the one spending it on frivolous things!! How annoying lol!

  2. AvatarAmber Ludwig

    Love these!! So true that a great quote can really put things into perspective!!

  3. AvatarRobert

    I like the Charles Dickens quote (#7) as it sums up how miserable debt makes people. It goes along with the Confucius quote (#53) about spending less or ending up in agony.

    One quote I didn’t see in this list that I always get a good kick out of:
    “I need more frugality. I wonder where I can buy some.” – Jarod Kintz

  4. AvatarDiane

    Love this one! Know what you own, and know why you own it. –Peter Lynch

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